My 18 year old step son would disagree with you.
That was the way he was raised and the first chance he got he split 2 weeks after graduating HS this past June. He is now on his 3rd job, bought a POS used Honda (we had a bought him a nice older pickup for graduating but he didn’t want to pay for his own insurance so he didn’t get it) crashed in to some dude, totaled it with no insurance and is ignoring the $4,000 judgment against him. I’d say he’s off to a rough start but F@&k him, he made his bed so he can lay in it!
Hey you can’t cure stupid.