[Robert A Cook PE]

A srtart: But add catastrophic care - starting at say 15,000.00 per person per year, 25,000.00 per family per year max out-of-pocket for example.

Then, CHARGE for the basic ER and ER-instead-of-doctor’s office/24-hour urgent care to the person’s HSA.

Allow HSA unlimited deposits per year with maybe a 10,000.00 per year tax-free maximum into the Life Savings Account, but allow all health care and other withdrawals to be [ulled from the HSA/LSA after age 60.

[WENDLE]

I like that. Thanks.