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Several important things that any ‘fixing’ of health care -

1. Allow everyone to get money (pre-tax) put into a Health Care Savings Account. Maybe $4,000/year. Money not spent accumulates year to year...not tax on any growth. Money only spent on personal/family medical needs. [NOTE: with individuals paying...they have the option to request MORE or FEWER tests. The person starts assuming liability for outcomes...no longer can they sue that the hospital didn’t run certain tests..because they get the opportunity to request more tests...AND PAY FOR THEM.

2. Allow people to buy ‘catastrophic health care’ - where the person might have a $5K deductible before insurance covers the first dime.

3. POSTED PRICES. No more of this hidden prices until the work is done. The Surgery Center of Oklahoma DOES provide “posted prices”. (And in Mexico, a hospital was shut down because it didn’t have posted prices.) With price transparency - people can shop around for best value for their ‘buck’. AND - post what ‘discounting’ is allowed. It is one thing to allow a 10% discount for prompt pay within 30 days...but to allow 1 insurance company to have a 30 or 50% discount while someone else pays full freight is unethical and should be illegal.

4. END any ‘monopolistic practices’... If someone wants to open up a Prompt Care Clinic or any other clinic - no longer allow the clinic to be stopped unless it gets a ‘Certificate of Need’. [Basically - allow the same rules that most other companies already have to live to be applied to the health care companies.]

5. End the pharmaceutical monopoly practices....if a drug is sold in Canada or Hong Kong or elsewhere for much less....allow anyone to buy the drug and re-import the drug to compete with “US” pricing. Again - POSTED prices for drugs...no longer allow some customers to be charged HUGE prices while other customers get huge discounts. Same thing to discounts - all discounts must be revealed.

6. End the FDA’s ability to block modern drugs that are already approved elsewhere in 1st world countries like in Europe or Canada, and allow importation of these drugs to compete with American drugs. (This would END the screw job on Americans when Epi-Pen pricing went from around $50 to $600....for a dispensing system that delivers a dose of epinephrine that costs less than 50 cents.)

7. Limit litigation. Allow arbitration. If arbitration is rejected, then allow “Loser Pays”...and the lawyer and client are both held responsible for the ‘loser pay’ fines if the case is lost (or thrown out.) Disallow ‘stupidity’ ....if the posted warnings are ignored - no suit. If a drug indicates that there are risks of something bad happens and it happens...the client MUST accept the risk rather than expect to be made whole by a ‘legal lottery system’.