[Cinnamontea]

With that in mind, know that they are NOT obligated to pay any of your claimed medical bills, either in part, or in whole. Count your contribution as a donation, not as a premium.

True, but they have an excellent record of paying for claims. And if you think about how insurance companies worm out of paying, are they obligated? I checked Christian Healthcare Ministry's stats before I joined, and I feel "safer" with them than I do with a traditional insurance company.

For anyone interested, here's a link to one person's review of CHM: http://www.christianhealthcareministriesreview.com/

Sorry, don't know how to make a link.

[fwdude]

Oh, I agree with you. Their practice of helping members pay is stellar, otherwise word would get around and they wouldn’t stay in business.

Again, I was a member for about 10 months and never regretted it, even without filing a claim.