People like to pigeonhole ideas into categories. They like the idea of something being simple to understand and easy to classify, rather than having vague outlines and fuzziness.
Often time this categorization is just a construct of their own mind, and that which they are categorizing is in fact just a section of a much larger continuity.
People want their answers in binary. They don't like trying to think with quantities better described as a math function.
The problem is, reality more closely resembles those difficult to mentally process function curves than it does a binary choice.
You are "binary-izing" this thing you are calling "social issues" and thereby doing your mental calculus with inaccurate simplified values replacing what you ought to be calculating with.
Now this methodology will work for some sections of the function, (In those areas where the function resembles your binary value) but it won't work across the entire spectrum of instantaneous values.
To simplify my point, if you think you can make a societal system work by focusing only on the fiscal aspects of it, you do not have an adequate grasp of how the system works.
We got into this mess by eschewing the moral hazards inherent in our economic policies. In my opinion, we are not likely going to get out of this mess without a crash. All we can do is stave it off for awhile, but unless we address the fundamental moral issues underpinning the problems that got us here, there will be no stable solution.