I’m friends with a couple who are the penultimate savers and wise money managers. They are also among the most generous people I’ve ever met. They hate it when I call them my rich friends, lol. I eat like a king at their house and am a welcomed adopted family member.
I, on the other hand, fairly suck with money. I work hard and do have a pension and 401k eventually, but I just have no affinity for investing. I have faith that God knows my limitations here and will see that I survive (or am dispatched at just the right time!).
What are they failing to do that would upgrade them to ultimate savers?
Regards,
What is a penultimate saver?