We adebt free except the mortgage my acct. says pay down the mortgage as well but where do you see the savings in paying it off early?
I would not pay down a mortgage if you have a low-rate fixed loan. I think the stock market is in for some democRAT-induced crisis before the election just like they did in 2008. I would hold on to the $25K until the stock market/investors are in the greatest panic and that is where you want to buy into a couple of mutual funds spread across growth, income and value strategies.