[conservativejoy]

Would you consider a policy being canceled a change in provider? What company do you know that would issue a policy to cover a critically ill infant?

[AppyPappy]

The one that covered the child when it was born will cover it. But if you changed providers after that, they may not be covered.

I changed policies and the new company DID cover pre-existing conditions which is one of the reasons I took the job.

[Albion Wilde]

CJ, I have read the discussion re existing conditions on this thread between you and AppyPappy. I just want to add that different states have differing insurance regulations, and that therefore you may both be right about what happened in your respective cases. And New York is a third set of regs. I hope both of your relatives involved have recovered and are now well, and did not suffer unduly because of these situations.

I might add that I've personally been through several family situations involving estates, infighting, sibling rancor, and the problems inherent in having a relative with a chronic addiction to alcohol and a long history of selling out their families in favor of the bottle. These are very thorny issues and addiction experts come down on both sides of whether or not relatives should take the "tough love" approach to allowing the addicted family member to experience his or her own consequences, or whether to go on "enabling." The political forces of destruction are also involved in what is reported here; so I want to know more before forming an opinion about this story.