Perhaps—I’m only slightly more than half-way to 90, so I suppose that my wife can hold out some hope that I’ll eventually come around to her way of seeing things. My kids would agree with the definition of a sweater as “something you put on when your mother feels cold.”
We see Canadians in shorts and tee shirts in Florida when it’s 50 degrees. They’re also the only ones who will stay for an extended time in the “hot springs” which are only about 70 degrees.
It’s all what you’re used to.
I wasn’t being critical but was thinking of my youngest brother who would have said the very same thing you said about 10 years ago. He’s 56 and the cold now gets to him.
They live at 8300 feet in the Wet Mountains of Colo. and are looking for a place in Arizona to spend the winters when he retires.