Simple.
One student at a time.
If you can’t afford it CASH, don’t sign up.
So long as prospective students are willing to commit to whatever hair-brained schemes to pay for whatever the list price is, schools will keep jacking up those prices.
One reason for raising tuition to the stratosphere (other than they’re just happy to accept whatever you’re willing to pay) is to create _friction_: there simply isn’t enough seats available for everyone who allegedly* wants a degree, and they can’t discriminate on any other grounds, so they have to raise prices until demand finally drops off to match available supply.
(* - as a part-time prof, I found fully 1/3rd of students either wouldn’t or couldn’t do the work; if you won’t do the work, you don’t want the degree - go home and save your money.)
” I found fully 1/3rd of students either wouldn’t or couldn’t do the work; if you won’t do the work, you don’t want the degree - go home and save your money.”
Did your institution send them home, or accommodate them so that they would continue to be a revenue stream? I think I know the answer. Failure is not an option if you can still borrow money to give to the university.