[EVO X]

They may have free or low cost premiums but they have a $6K deductible. Or am I wrong?

If a person or household falls between 138% - 250% they get additional cost sharing subsidies that lower copays and deductibles. They have to buy the correct silver plan on an exchange in order to get it. If they buy the wrong plan like a bronze plan, they don't get the additional cost sharing.

[EVO X]

138% - 250% = 138% - 250% (FPL) Federal Poverty Level