I agree, in principle, but it's a sad reality that often the hardest-working people are the ones with the least time to ‘plan’ contingencies.
This "crisis" has been in the news for months. The year is 2015, and financial institutions have embraced the internet. The only reason to have money at all in Greek financial institutions is to have a small amount of cash for walking around money.
Anyone who has more than a thousand Euros or so in a Greek bank account is either suffering from extreme stupidity or is illiterate.