Just the opposite out here in this part of BFE-properties on the river are valued at twice those not on water, and are all three or more acres-so most people have a mobile or little cabin on the highest ground, along with any barns and stock pens whether it is a vaca place-like this one-or where they live all year, so the rest can flood as it will with no damage to anything but maybe a fence, garden, pasture or shed-it is all trashy in a cool way, unlike the snooty neighborhoods a few miles downriver-they are the ones who yowl whenever the water comes into their houses, and never seem to get that it is because they build practically in the riverbed in a dry year because it looks pretty.
Most people do have flood insurance, though-it is not expensive unless you have a mansion 10 feet from the river instead of on the highest ground, and if they are that dumb, people deserve what they get.
All the same, when all is settled, I’ll find something on the non-river side of the road to build my nest on-I can get twice as much acreage for 1/2 the price I would pay for riverfront, and floods scare me anyway...
I didn’t explain myself very well - sorry. There are some beautiful neighborhoods with large, acreage homes, that are near the river - but the really low, bottom land (which is also near the train tracks, is inhabited by lower income folks. I’m sure the train tracks have more to do with the value of that land than anything else.