I have repaired many computers with SSDs and I have yet to have any problem with one, others have. I worked with a guy who had someone drive over his laptop and the SSD survived. But if a SSD does fail, I don’t of any thing you can do or a place that can recover like you have for Hard drives. My best machines use a hybrid SSD for the OS and store data on two mirrored 3TB drives.
Best way to store critical data is on mechanical drives in RAID configuration for mirroring. I love SSD drives I only install my OS and games to them.
I don't have RAID for /home, but I do make regular backups to an external USB HDD. That drive is only on the system to make the backups, it is not on normally. That reduces wear and tear on the external drive, and reduces the chances of a single mishap taking out the primary and backup.
SSDs warn you WELL IN ADVANCE of a failure. Any modern OS (i.e. Win7, 8, OSX, Ubuntu) have tools in the system to warn you of failures on SSDs. These failures usually occur during operations against sectors and manifest as read failures. Unless you're running your SSD at 95% or more capacity utilization, the firmware in a majority of SSD controllers have SMART warnings to notify of an impending failure.
You are doing yourself a disservice if you disregard hardware/SMART warnings from your system, esp. for HDD/SSDs!