Thank you.
It’s always enlightening to hear from someone who knows what the f*** they’re talking about.
It's my understanding that the other five Ivies aren't as generous as HYP, and as income goes up, their aid falls much more precipitously.
And also, comments made about college saving accounts, etc., are valid. Perversely, the better one prepares to pay for college, the more heavily they soak you.
As a “savings strategy,” I purposely put all our extra money I could afford and legally do so into retirement accounts, which are shielded from being used in the calculations of the EFC. No money for college savings accounts. I never had my kids work for wages during high school. Everything was scholastic-related. Earning money was counter-productive!
There are truly many perverse incentives in the system.
But HYP are definitely affordable for ordinary families.
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