Your House Insurance? for Liability?
I have a heeler too, I get comments from some poeple that hate dogs that it is the 4th most likely dog to attack a human. But they don’t take into account that the heeler is just trying to herd people and nipping at your heels is natural for these dogs, they don’t do it to hurt.
They do fiercely protect you and your property, but that’s why you have a dog.
House and liability