I did indeed.I don't know how old you are but I'm old enough to have had parents who lived through the Great Depression.If you do some research you'll find that many such people rose above their humble beginnings to enjoy financial comfort...as did my Dad.You'll also find that that generation,tempered by hard times,tended to live more simply than might be expected.I'm inclined to think that my Dad's entire generation...or a good portion of it...were "wise" in the same way my Dad was.
My dad worked hard his entire life. Some years were good, some were really bad. But he persevered and survived the bad years and made out okay. He died too young.
My mom survived him by 26 years. She still had two nice homes and all sorts of nice stuff, took vacations, etc.
In cleaning out her VERY clean and orderly home (never had a maid), we found a pile of smoothed-out used tin foil stored in the oven!
Those old Depression era habits never died. But she was also very generous to all of us kids, grand kids and charities.
I got some of that handed down to me, but she would be sick to see how I waste money. Of course, not washing out a bread bag and using it over and over again was a waste. (I’m pretty sure she never bought a zip-lock bag in her life.)
My Dad always said “pay yourself first!” And my mom would correct him “No - pay God first - then yourself!”