Back around 2000, RBS was attempting a big grow-and-expand period. They had various gimmicks (credit cards, investment deals, retirement accounts, etc). At the time, you got the idea that they were hoping to be bought by someone within a couple of years. Never happened though.
So, is this one of the banks that secretly rules the world?
Those peeps just need to start manufacturing derivatives from home.
Winner-take-all economics means even investment bankers get insourced by automation and probably outsourced to India. Since the real economy is in a deflationary death-spiral, the fake financial ponzi-scheme economy needs to start increasing efficiencies through consolidation and cost cutting to match the reality that the market is now an extension of central banking.