Retirement is probably 5 years, 2 months and 10 days away. I am fully vested in a 401K, have military retirement and will help to suck social security dry. No mortgage. Will buy our last car for cash about 6 months before retirement. I work out every morning at 4:30 and plan to keep that up. Will intensify the gardening and probably many short vacations. Might even start a part time job at a home improvement or farm supply company. Doing that would be something I think I would enjoy.
I have a financial advisor and have contributed to my 401K as much as I can.
My retirement is as good as it is going to get financially.
What I'm asking is, how much time do you allow when you apply for social security? Medicare? What else am I missing? Any thoughts?