[Popman]

-——Yikes. If I have less than $400 in my wallet at any give time——

Wait’ .... You carry cash?

I thought that was a bygone thing....

I haven’t had more than $20.00 in my pocket for years....

I put every transaction I do with a CC to earn points.....

That’s my Christmas stash when I redeem my points for gift cards...

[editor-surveyor]

>> “That’s my Christmas stash when I redeem my points for gift cards” <<

.
Or it could be something quite grievous, like even life threatening, if the cash is the only thing that will work, and you don’t have it.

I’m with Sam on this.