[boycott]

I feel like I keep putting my 401 into one of those things. I am getting a little concerned.

[ErnBatavia]

We've been "all cash" for years now....inflation eats into the value quite a bit more than the 1/2% we earn, but it beats the sh*t out of the potential huge losses.

When I was managing my now-dead parents' Schwab account (they both had dementia) - which was mostly stocks - I got sick and tired of the monthly swings - up $4000 one month, down $7000 the next - that I put it all into Schwab's cash accounts...just a month or two before the meltdown.....not only did I begin sleeping better, but I probably saved the estate two or three hundred thousand bucks.