[Half Vast Conspiracy]

Honor your commitments.

[pansgold]

I agree with you. If you can pay it off you should.

[tophat9000]

honoring your commitments can bite your in the ass.

i had a credit card at it all done in 2000 when I was out of work...the debt was written off..at write off that 7 year clock starts on your credit record

I.E. in 7 years the record of that debt will be taking off your record.

Stupid me..in 2006 I had climbed out of the hole and went back and paid off the entire debt...so the record..from 2000 that would of been off my record in 2007 went active in 2006..and I had all the little red mark write offs back on my record till just now...

you can put all the comments it your record you want credit card companies don't care about you paying off a debt...all they care about seeing the little red marks you missed a payment.