No, I used your logic.
"Signing your word that you will repay a loan and then reneging on that word is both lying and theft. That’s the fact of that matter."
So is buying politicians and then using them to steal taxpayer money via the FED/Bond/loan scheme
Credit Card Consumers did not create the legal loophole that the OP speaks of. But if the banks can use legal loopholes to steal money from the taxpayers why can't the Taxpayers use the legal loopholes in Credit Card law to steal the money back?
Remember you take me to task for asking these questions YET your own philosophy you posted earlier on this very thread sanctions such.
So you think God commanded, “Thou shalt not steal, unless you can think of a way to justify it, or you’re stealing from a bank.”
Take that up with God.