[SisterK]

are you extremely nomadic? changing your phone number and address often? have a pocketful of fake IDs?

[pansgold]

I guess you all just ignore the posts where I tell you it's best to pay your bills if you can. You also missed the parts where I mentioned it's good to negotiate a settlement if you can meet the payments of the settlement. Selective reading or maybe you read too fast for those thoughts of mine to sink in.

I am debt free. I drive a 1991 car because it's PAID FOR in full and it's a FORD and not a Government Motors Corp. vehicle.

Attack the messenger but not the message.

Millions of Americans find themselves unable to meet the financial obligations they entered into when times were good. Then there was Obama.