“Been credit card free for almost 10 years now. I’ll never look back.”
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I agree, but it is advisable to keep a debit card, or an AMEX that you have to pay in full each month.
One never knows what emergency could require their use.
I use a debit card for online purchases. I’ve had no problem disputing charges in the past. Most debit cards offer the same protections as credit. When my card number was stolen by a skimmer at a restaurant, they refunded me all of the money and apprehended the teen responsible for the fraud.
Banks take card fraud very seriously. I work for a CUSO with an enormous fraud department, and regardless if it’s debit or credit, they treat transactions the same.