Don' believe in or buy life insurance. The insurance agent is trying to sell you a product from which you won't benefit and trying also to convince you that you are going to die. All the while he knows from an actuarial standpoint you will live to the average life-expectancy or beyond.
I am not reeling or failing. But, if you think that what we have today is comedy then one can only assume that you haven't seen funny comedy.
And yet, you are embarrassed to mention a single thing you think funny, and your diatribe on life insurance proves you are one humorless b-st-rd.