Something similar has happened to me. My adult (loose term) stepson got drunk and broke his ankle. He went to the ER and gave them MY information. Now my plan covers him, even though he was 24 at the time. But I hadn’t used insurance that year...and no deductible had been paid yet.
Guess where the hospital sent the bill for that? I straightened it out...but it just isn’t right for an adult child to put my name on the dotted line. He doesn’t even live with me. He’s too stupid to know my I insurance info, so the hospital probably looked it up based on my name and previous visits there. He still hasn’t paid them...I’m sure one day it will show up on my credit report.
It should be optional. Its my insurance, right? Shouldn’t I be consulted before my co-workers in my group plan pay for his stupidity?
“Its my insurance, right? Shouldn’t I be consulted before my co-workers in my group plan pay for his stupidity?”
Yes, and yes.
That is how it is at Twentieth Century Motors