This article is not very clear - and indeed, Medicare/Medicaid rules are a hairball of confusing regulations.
I am going through this now with an elderly relative, who is in Medicare. Medicare insurance is covering hospital stays now, but when we reach the limit, we will need to draw down her assets. After those are gone - she will then be eligible for Medicaid.
The point of this article, I believe, is to point out that some elderly who have signed up for Obamacare may be forced into Medicaid, even if they did not intend it - meaning that the government will want all their assets before treating them. Surprise!
“...but when we reach the limit, we will need to draw down her assets. After those are gone - she will then be eligible for Medicaid.”
Just a warning...depending upon the state you live, they may go back and “claw back” assets that were transferred in the preceding 5 - 7 years.