“the Obama administration now requires appraisers to enter family homes... AND TAKE PICTURES OF ALL ROOMS...(contents and all obviously will get included in these pictures, some of which are actually Video movies now too)”
FNMA requires interior appraisal inspection and interior photographs for any home where they buy the loan. The interior inspection requirement has been around since I bought my first house 25 years ago. The interior photo thing came about after the crash to keep appraisers somewhat honest.
Interior inspections were quite uncommon until the Obama reg. indeed they were most unknown except where owner requested it to raise appraisal based on some unusually expensive interior modification. Not at Inspections used to be called “Drive by” except sometimes the appraisals were done without even driving by (appraiser either knowing the community a d it’s
Values or in recent years, using computers. and sometimes the appraiser might stop, get out of car, walk around a bit. Almost never going
Into back yards of occupied homes so as to not disturb residents and to avoid requiring anybody be home. The instances where internal inspections are needed for a good appraisal of typical ordinary houses are rare. The instances where video movies of interiors are needed for good appraisals are non existent. Be careful. Be very careful says police department.