[GraceG]

I loathe the fact that health insurance these days is being used to pay for usless non emergency CRAP like routine checkups and getting moles frozen off, which increaes the cost of routine maintencne as people tend to abuse subsidiezed crap.

If you had to plunk down 50 to 100 bucks everytime you had to go see the doc for a sniffle or cough more people would instead spend 10 bucks for a dozen cans of chicken soup instead of wasting doctor’s time.

It is like expecting your car insurance to cover the damned cost of oil changes and car washes...

[DuncanWaring]

And the “pre-existing condition coverage” is like buying a fire-insurance policy AFTER your house has burned-down.

[Fledermaus]

Correct. Auto insurance would be massively expensive if the gov’t “mandated” low co-pays for oil changes and tire rotation, etc.

[ApplegateRanch]

...but...but...but, don't you realize that without a full exam, throat and nasal swabs, blood cultures, and a CAT scan of the sinuses, there is no way to rule out that rare, 1 in a million, chance that it might be something serious, rather than a cold? It's for the cheeeeeldren!!