FReepers take it under advisement that once you log in and fill out information, even if you elect to NOT have health insurance, they still have your info. in a database and know you're not insured if you fill out the forms.
The fine for not having insurance doesn’t change because of your condition.
Which is why they will have lots of people named Bugs Bunny registering with throwaway Yahoo mail accounts, in order to check things out before deciding whether to register for real.