However, not all state exchange plans will have "huge projected increases in rates, copays and deductions".
For example, the "Silver" plan I am looking at has a "Deductible of $1,500/$3,000" and an "Annual Out-of-Pocket Limit of $6,350/$12,700". Prescription drugs are as low as $5 co-pay (mail order) with no deductible. Office visits are $20 copay but I think the deductible does apply to them.
I don't know what the federal exchange deductibles look like..
Should also mention co-insurance is 20% (insurance pays 80% after deductible is satisfied).