Yep. I understand so well, I am retiring in the Philippines soon. I am looking forward to it. I have a place already, 3 blocks from the beach. I will think about all of you, while I am relaxing on the beach, sipping cool drinks.
Lucky, Lucky....good luck to you!
Keep in touch...I have tought about retiring there many times....Wtach those gals...they will be seducing you...you know what i mean ;)