What if - on your own property - you build an unsafe apartment building and it collapses, killing 20 people?
Risk management moved from the individual to the insurance company to the govt.
Hell, do you really think all them govt regulations stop risk, they just make more and increase the cost.
If govt is involved at all, it should be local. And I have no conflict with minimum standards but the beast has taken over.
I’m not talking about construction standards for apartment building or other commercial enterprises where the public will be. We are talking about putting up a fence or a shed or finishing the basement on one’s own residential property.