Congrats, you're doing it right. We do the same. We could afford new cars every year, but drive 20-year-old ordinary cars. Same goes for property and possessions. We do all our own remodel and fix-it repairs. My debt-ridden sisters say that if they had my money, they'd drive Jaguars and wear expensive jewelry. Which is why they're poor and in debt. We passed these concepts to our own now-grown children, which they apply for their young families. Live below your means, and do-it-yourself (and hide what you do have). Also avoid fancy vacations, a waste of money. Plenty of cheap places to visit and enjoy.
I am 58 and retired. Hubby is 61 and retired. We are at the point where we reasonably can have what we want, jewelry, cars, etc.
When we were younger we were responsible, worked our tails off to make us comfortable now. While we were doing that everyone else in the family was out partying and having fun. Now we can afford what we want and they are all living hand to mouth. They still don’t get it.
Now I am determined to spend what I want I don’t see the point in living frugally just to leave it all to someone.