I have no argument with you, just wanted to correct one misconception you’re making.
You asked “How many Freepers are paying $1200 per year for their medical benefits...probably not many.”
I’d say that’s a major misconception. $1200 per year is cheap.
My husband works for a large organization, and we have never, in the many years he’s worked there, paid less than $250 per month, now it’s $300 per month, and that’s just for the two of us, no kid’s included. In that policy, we have a deductible, and copays on most things as well as copays on meds. The insurance policy costs the company $1200 per month...we pay 1/4, thus $300. It’s always been that way.
As far as wage/cost of insurance, his company took a pay cut of 4% 4 years ago, and have not had any raises since...so the insurance is costing us more in real dollars.
My son works for a Fortune 100 company and he pays about the same as we do for their “family plan” insurance policy.
So $100 per month is not top end. My dad pays around $250 per month for his medigap policy, but it pays off in the end because they pick up the 20% Medicare won’t pay.
I did not say it is not cheap... people read stuff into this post that I did not say. Still, I know there are many who pay nothing for their health care, the rest I have no idea. If you like, go campaign for the cancellation of Medicare... I don't mind.