There is no Article 1 Sec 8 power for the FedGov to be running the program you are currently using.
As such, yes... You are a leach. Period. Not the nicest term, certainly, but you are receiving a benefit from an illegitimate source.
Regardless of what you are paying in, receiving out, personal need, etc...
Sorry, but that’s reality. It exists, it isn’t supposed to, and people like you will be used as counters by feckless politicians wanting to keep that ill-gotten power for themselves.
Very few folk seem able to read my post... still, please campaign to end Medicare... I DO NOT mind. ...oh, and have them stop charging me for it then.