I no longer have a 401, but when I did, I had it for the money (the answer to my question)
Yeah, I know, matching funds, vested and etc., but before I retired, I had need of my 401, so I took the 10% hit and used THE MONEY for ____________ (what I needed)
Now again ... why do you have a 401K plan ?
Like I said, for the matching funds. I wouldn’t put a penny in there if I wasn’t getting 30% profit right out the gate. I already have the rest of the money, so why would I put it into a 401K if I just wanted my own money? I want more of someone else’s money :)