[AppyPappy]

Oh yes they do get lost. It happens all the time. You may use autodraft but that doesn’t keep you from overdrafting. I’m sure your friend is incredibly adept with money but he still couldn’t afford the car he bought. That’s why he had to use the bank’s money.
A payment is called a liability for a reason. There is always risk involved.

[cuban leaf]

Oh yes they do get lost. It happens all the time. You may use autodraft but that doesn’t keep you from overdrafting. I’m sure your friend is incredibly adept with money but he still couldn’t afford the car he bought. That’s why he had to use the bank’s money.
A payment is called a liability for a reason. There is always risk involved.

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No offense, but you don’t have enough information to have a valid opinion here.