Neither do I. I was talking with a friend and came to a realization just how far out I am from ‘mainstream’, in dealing with my finances. I’ve been so used to dealing with just me that it feels normal now - but, she would ask why I was paying for groceries with cash. As in a month’s worth.
Anyways, Dave has been helpful for me, and I will be going back on his plan after 2 weeks off of it. I figured out I’m happier just sticking to that plan, and now I’m working on my little ‘emergency fund’, and continuing to build it up.
Someone gave me some perspective about why Dave said what he did. I was too hard on him. And, I still think he was off on this one, but nobody’s perfect. I’ve liked most of what has been posted here from him.
In fact, I get the feeling that for him to treat credit, in front of his audience, as an ok thing would be like going to an AA meeting and telling them that it’s ok to have a glass of wine with your meal.