I’ve heard a number of times that most of the “credit repair” services are rip-offs.
I seem to recall is something like “Consumer Credit Counseling.” But I’m fairly certain this isn’t a “credit repair service.”
I would strongly advise checking out the web sites of Dave Ramsey and Clark Howard. They may have good information that could help.
Mark
Credit repair companies are like unions.
They represent themselves .
Don’t ignore calls. Pay anything you can afford. No company is going to go broke if you string the payment along , especially large companies and doctors offices.
I have a $3000 doctor bill I’m paying $30 a month. It’s gonna take a while.
Have many other doctor bills paying monthly also.
It’s not revenge for the high bill. Just paying what I can budget.
Most companies are sympathetic to some extent as long as your making effort to pay your debt.
You can also loan your daughter money and only charge interest you lost.
Or no interest knowing you will get paid back sometime. Even deduct for Errons she helps family with.