It would be good to have catastrophic health insurance, at the least.
Shop at your company, if they offer just that, or on the open market.
low cost/very high deductible/ no fringes
I’ve been self paying for health care for 3 years, I would like a catastrophic plan. The one thing I have noticed is the price discrepancy between self pay and insurance. It’s generally half price. I had a colonoscopy this year payed in cash and saved all most $1000.00. I have no monthly health insurance bill of $600+. If I can find a high deductible catastrophic plan under $300 a month, that would be certainly do-able but will I be taxed for not having a government approved health plan?
Are those even still available? I know that specific policies for cancer, heart, etc. are still around as "supplemental" policies.