The insurance is removed (stored away) from the premises. The food is usually ON the premises.
Hello! Anyone smart enough to prepare for an emergency is smart enough to make sure their supplies will be safe and usable, ie., above the flood level.
Preppers are not as stupid as the prepper critics.
There are far more homes unflooded, but with people with no power and no way to get anywhere than there are flooded homes. Most likely 9 to 1 or better. Now if each of the homes that are unflooded just cut off and with no power, water, communications, supplies, medical care, etc... have prepped how much less a strain will it be logistically on first responders? Wouldn’t being able to take care of yourself and not needing help ease their burden and leave more for those that truly need it?
I await your response.
It not just the preppers themselves, if you have stuff you can help. If you have power you might not be able to power other’s homes, but you can charge batteries and electronics for them. If you have a way to cook you can cook a pot luck for your neighbors. And it’s not just about STUFF!
If you have skills you can use them to help other. Maybe help with temporary repairs on their house for some one that can’t drive a nail. Provide news and communications. First aid you share your training. isn’t that better than stand around on a bridge waiting for FEMA to bring you a bottle of water, a MRE, a warm blanket and a kiss for your boo-boo?
My point was that just because you can't cover all contingencies does not mean that you should not do your best to prepare for what you consider to be the worst or most likely ones.