[knarf]

I don't have private right now ... I started about 4 months ago when I was working and I found a fair (considering) major medical plan with a 1250 deductible (and some costs .. total OOP 2500 p/yr) for almost $400.

Then I started thinking about medicare and etc.

That's the reason for this post ... just trying to figure out which way to go.

I DO have a stand alone AFLAAK-type plan that's only 20 a month.

[Eric in the Ozarks]

I’ll be 65 in January and have been getting piles of stuff in the mail from Mutual of Omaha and nearly everyone else. The M of O looks good as a backup plan.
My mom had a BC/BS fall back plan to Medicare and her last years consumed quite a bit of med care. She passed in June, 2011 and we are still getting statements from BC/BS saying her bills were paid in full.