[econjack]

I don’t see how you came away with that interpretation.

[donna]

Well, Billy Graham said:

“God’s grace, quite simply, is God’s mercy and goodness toward us. Some have called it “God’s unmerited or undeserved favor”—and that is what it is: God’s mercy and goodness to us, even though we don’t deserve it.”

I don’t think that the University of Phoenix people understand the meaning.