[reefdiver]

Tough call, If Romney wins make payments and hold the cash. If zer0 pulls it off, pay off the damn house cause it might be worth nothing quick. At least thats a biil that will be gone. Now you just got to eat, heat and buy clothes.
I am in a similar situation but have a few more years to work. God Bless and best wishes

[cherry]

my husband could take out his smallish IRA...but then do what with it?....besides forcing us into a much larger tax category for that year, we have no good ideas what to do with the money other than pay off our HELOC and let the rest sit in 0.5% savings acct....