So then they "voluntarily" give the government an instant boost of 10% penalty with 25%+ typical in taxes for 401k or IRA holders? Cha-ching!
Even threatening it to get people to put less into their 401ks and pay more in tax this year might be what they really intend.
On Mondays, Wednesdays and Fridays I think they want to steal everyone's 401k. On Tuesdays, Thursdays and Saturdays I think they just want to suppress them to increase current year taxes.
The fed def is a black hole, there's no amount of money to fill it, especially after Obamacare kicks in.