however, good old uncle sammy will help pay off your loans if you agree to work for him or are a congressional aide or some such...
You can’t discharge them in Bankruptcy, you can default on them, and if you don’t take care of it they can garnish up to 15 percent of your paycheck.
No. you can’t file chapter 7 on them.
however, you can get on an income based repayment plan.
When we where down on our luck we used the plan. As long as our income remained low (less than 30K I think it was for a family of 4) the payment was 0.00 a month.
So there are MANY ways to avoid paying on the loan.