You posted: Dave Ramsey’s show in a nutshell.
“You need to make more money and pay off your debt.”
Thanks Mr. Obvious.
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It is obvious to many, but certainly not all, especially as to the paying off your debts part. Credit card debt is killing people. Too many folks cannot delay gratification, and too many are too lazy to work a little harder if they want more stuff.
And one more thing, live below your means.