I don’t think you need to hint that you are dropping....you may be forced into dropping them without any encouragement. For November of this year when the 2013 rates come out, I’m expecting a ten-percent rise in my health-care insurance rates (as a minimum). Mind you....I haven’t use any this year at all...my current rate is $132 and my organization pays around $380 (every two weeks). For November of 2013, and the 2014 rates....I think it’ll be closer to twelve percent on the rise.
Then you toss in the fact that a number of small and medium capital companies will be evaluating their position, and just determine somewhere in the 2013 period that they will end health insurance options, and just pay you $1000 to $2000 to take care of yourself. Your only option is this exchange deal that your state might create, and the various corruption factors that will erupt out of that (don’t even think about a decent deal in California).
Finally, there are continual rumors now of Walgreens and Wal-Mart inventing some massive cheapo health insurance package out of thin air, that would pass the wording of the ObamaCare law, but beat most everyone else’s package by fifty percent. I imagine you’d have to buy the drugs via them and it’d all be Chinese-driven drugs and doctors in this whole whole mess.
And that, of course, will be taxed as income.
And, if you only see a 10-12% increase per year for the next few years, consider yourself lucky. My rates have already doubled since SoetoroCare was passed and I know other folks have been hit even harder.